Thursday, September 1, 2011

Highest Saving interest rate!

Hi, i would like to share with you the details of the saving account in CIMB Bank.

As you know, nowadays, the bank's interest rate had drop till 0.1% p.a. Being a consumer, I searched island-wide for the best return by banks. Thus, I found this bank name CIMB.

CIMB rewards you with their CIMB JUNIOR SAVER & CIMB STAR SAVER. Both consists of an interest rate of 0.8% p.a. with NO monthly fee nor fall-below fee. However, to enjoy these excellent rate, you must possess the following conditions:
* Minimum Initial Deposit of S$1,000 and S$5,000 respectively
* Deposit minimum of S$100 and S$500 respectively during each end-month

What More? For CIMB STAR SAVER, you get to received free cheque book. Moreover, if you sign up now through referral, your referral would get S$30 shopping vouchers*.

*For more information, pls visit http://www.cimbbank.com.sg. PM me for further details...

Wednesday, August 31, 2011

My grandma passed away...

It been long time since my last post.

In my previous 2 posts, I wrote that my 4th aunt(mother's side) had passed @ 23th November due to lung cancer. Similarly, my 94years-old grandma had diagnosed with lung cancer and had passed away at 6th August 2011 at 8.35pm.

Initially, she was fine but fell down and broke/sprained her spine early this year. Therefore, she was admitted to NUH. That was when I had visited her again after last year lunar new year. I got shocked! She had became extremely skinny皮包骨, and lost most her memory. She was only able to recognise her 6 children who were my uncles, aunties and my dad. Others, she either named them wrongly or shake her head saying "I don't know".

The lunar new year had arrived again. We paid her a visit at the hospital. She was still in bed and couldn't sit up due to her spine's condition. But she was cute...she said "Come again next time"下次再来. You know, elder people are superstitious...shouldn't wish the person to come to hospital again. 欢迎到医院呀!

Weeks later, the hospital gave my dad a call. The hospital had run through a few test and had told us that my grandma was suffering from 4th stage lung cancer. Same as my aunt(mother's side)! After more weeks, she was forced to discharge due to shortage of beds. And here come the problems...

She was unable to walk, difficult in breathing and a pile of medicines. After some family discussion among my dad's sibling, they had decided to send her to Hospi and then nursing home. The nursing home was near to my house. My dad visit her almost every night including weekend.

On 5th August, my dad received a call from the doctor telling that my grandma was in a bad state. Hence, she was only able to live not more than 3days. Then, the doctor provided us 2 options:
1) Leave her at there and continue to provide medicine
2) Bring her home with oxygen tanks & let her pass peacefully...we chose this!

We brought her home and placed her on the bed. Meanwhile, she kept removing the oxygen tube which made her uncomfortable. Oxygen tube removed...put back...removed..
put back...repeating.

The next day, some of the relatives came and visit her. And I went out...

At 8.45pm at 6th August (Sat), I received a call and was informed that my grandma had passed away. I rushed back home and arrived at 9pm. The GP came at 9.30pm and issued us the Certificate of Cause of Death(CCOD). Then my dad went to the nearest police station to exchange for the Certificate of Death.

Remember to bring and provide the following with the CCOD:
1) The
deceased member’s IC
2) Are the
deceased member going to be burial or cremation?
3) Where will the
deceased member be locate?

After obtaining the Certificate of Death and finalised with the funeral arrangement, others left while some stayed to accompany my dead grandma. This was because it was late and funeral arrangement could only be carry out on next day. We were unable to sleep and took turn to burn her some insane paper...

The funeral last for 7days. It was a tired exhausted period.

Life was really unpredictable. Normally there no symptoms during the early stage of cancers. When we discovered, it the end. Checkup yearly? Ya, all of us understand that prevent is better then treatment
预防疗. However, it too costly for the checkup. A simple checkup cost about $90 while a full body checkup cost more then $500.

What do you suggest??

Tuesday, January 4, 2011

Happy New Year 2011

Hi, I would like to wish everyone a very Happy New Year 2011.

Few weeks after New Year, Lunar New Year is coming (CNY). Feeling so wonderful. Hope that day would be tommorrow. Get to SHOP for the goodies. SHOPAHOLIC! For every CNY, I MUST have the BBQ Meat (Ba Kwa) and Pineapple Tarts.

These year, I done researches for the PRICE of BBQ Meat. If you pre-order before the CNY, it would be much more cheaper compare that you buy nearer to the festival.

1) Fragance FoodStuff *
a. Sliced Bak Kwa (Tender) / 切片软肉干 1KG - 5KG
- $40/KG for 24-01-11
- $42/KG for 25-01-11 to 26-01-11
- $44/KG for 27-01-11 to 29-01-11

b. Sliced Bak Kwa (Tender) / 切片软肉干 6KG - 15KG
- $39/KG for 24-01-11
- $41/KG for 25-01-11 to 26-01-11
- $43/KG for 27-01-11 to 29-01-11

c. Sliced Bak Kwa (Tender) / 切片软肉干 above 16KG
- $38/KG for 24-01-11
- $40/KG for 25-01-11 to 26-01-11
- $41.50/KG for 27-01-11 to 29-01-11


2) Bee Chiang Hiang**
a. Sliced Bak Kwa (Tender) / 切片软肉干 Min 20KG
- $39.50/KG for 24-01-11
- $40/KG for 25-01-11 to 26-01-11
- $41.50/KG for 27-01-11 to 28-01-11


*Free delivery above $800. Free 2 boxes of 500g Chilli Bak Kwa for every $800 order exculsively for self-collection.
* When you pre-order at 60 Woodlands Terrance. the price in 1C is apply without minimum.
For more and actual informations, please call Frangance FoodStuff at 6257 8608

**Free delivery above $1,000.
For more and actual informations, please call Bee Chiang Hiang at 6323 0049

Tuesday, November 23, 2010

My aunt had passed away

My 4th aunt had passed away today at 3.25pm, at the age of 50 years old, due to lung cancer.

The news of her suffering from the last stage of lung cancer upon last month, Oct 2010. It happened so sudden and fast for each of us to get mental-prepared. My 4th aunt did not know that she had the cancer when she died.

Last month, she had visited a GP to treat her cough which lasted for months. Then she took a X-ray and her lungs were abnormal. She was asked to hospitalise immediately. 3 days later, she was discharged. Then a few days passed by, she was in hospital again because of stroke. And stayed in for a week. Discharged. Again, she was then hospitalised for the 3rd and last time.

At her 2nd visit, the doctor in-charged told us that she was in her last stage of lung cancer. And the cancer had scattered across the brain. This caused her stroke. Upon hearing the bad news, we cried and afraid that she would not be able to accept. Therefore, we told her bit by bit.

We let her knew that the thing inside her was bad, but need futher analysis. Before the report was out, she was then in the hospital for the 3rd time. She was unable to see and unconsciousness.

On 22th Nov 2010, her limbs turned black. She passed away the next day, 23 Nov 2010, at 3.25pm accompanied by my mom, auntie and uncle.

Thing happened so fast without you knowing. Appreciated what beside you, your family, your friends, and whatever you care. Never regret.

Wednesday, September 22, 2010

My First Home; My First Asset

"My first home; my first asset" held by HDB last Saturday. Peanut and I had got registered online 1 weeks ago. It was overwhelming and we almost can't get ourselves in, cause when I went back to test if I could help my friends registered, it was fully occupied.

When we reach there, there was just a few of them around queuing up for registration. After that, we proceed to the hall. More and more people were walking in, finding seats in front. The hall was as big as those theater hall in POLY. I guessed there were almost hundred of them.

The initial speech should last for 11/2hours. However, it exceed by half-and-hour more. But we left at the end of 2nd speech which was regard to the Financing for Home. Meanwhile, the 3rd speech began with Environment and your Neighborhood, I think.

Overall, I think it help abit for me in knowing more about buying a HDB/DBSS/EC. Doesn't gain much though, cause I had research a lot online and through HDB website. Thus, the presentation was for basic understanding.

Fortunately, there were staffs waiting outside the hall who could replied to our concern. So it was still worth going to find out about HDB flat directly from them.

Saturday, May 1, 2010

Free DIAMONDS from GoldHeart

GoldHeart is giving out 360 pieces of diamonds from 31th April till 2nd May. 120pieces of diamonds ranging from 0.08carat to 0.15carat out for grab each day. And I managed to get 1 of them.

Today, I worked non-stop till 4.30am in the office with my bunch of colleagues from yesterday night. Then I placed myself on my bed in 5am and thought that I should forget about getting the diamond as I was pretty tired and exhausted. However, my mental alarm clock doesn't sympathize me. I woke up 8am in the morning. Therefore, I decided to try my luck and managed to reach Orchard before 9am. The event was held at Orhard, International plaza which is located near Lido.

I queued up for a total of 3 and 1/2 hours to had the diamond placed onto my hands. Haha! It was the first time I had the diamond, the shinning little 0.15carat stone. Wao, it looked so big and sparkling to me. :)

Meanwhile, the saleman would showed you that the diamond was real and good by testing with a machine pen. Then you have the choice of making it into a ring or pendent with their special price. It costed $148 and $198 for the ring and $88 and $108 for the pendent with the use of 14K and 18k white gold respectively.

After considering, I made myself a ring which was paid by my mother and my boyfriend. Don't ask me why. Its a long story. :P The process of sealing the diamond onto the ring need a maximum waiting time of 6 weeks due to overwhelmed response. Its deem long...等你等到我心痛 :(


Saturday, February 20, 2010

Oriental @ Ngee Ann City

I got a voucher for free trial treatment from Jean Yip promotion. Last year Dec, I joined their Open House for the new facial treatment R6 Skin Revolution. As a appreciation, they gave a bag of gift for those who participate.Inside, there were perfume, book cover and a few vouches for treatment at Jean Yip. And in the end, I spent $38++ to givr a try on the R6.

Those vouchers had the expiry date on. Therefore, I book a appointment to Oriental Hair Solution (东方生发堂) for my 1st free treatment.

There is only a branch located at Ngee Ann City. When I stepped in at 6.45pm, I was served by a lady consultant Agnes Li. After the chit chat consulting, she told me that I had 2 problem with my hair. 1, impurites on my scalp. Which mean it would block my holes and dandruff occur. 2, my white hair. I'm now 22years-old but have quit alot of white hair hidden. Perhaps I was inherited. But she said that I would need 2years time to treat my white hair and I could only choose have 1 treament now.

After considering, I chose to have clean off those impurites as I could dye my white hair. Then the treament proceed...
1st, she applied their shampoo and wash off. She said that it could help to clean the impurites off the scalp.
2nd, after washing she apply another solution for deep cleaning. Can't remember what that for. It had a cooling cold effect with a hat covering my head. The machine kept on releasing cool air...I think is some sort of Oxygen treament. I love this step. So relaxing and cooling.
3rd, 20-30mins passed. She removed the hat and start to scalp my. she had to scalp harder to remove them. But still ok, it doesn't hurt.
4th, she washed off the solution and blow my hair till dry. Then give me head massage.





Overall, I did enjoyed their service and had a nice experience.

Monday, February 1, 2010

My day @ NDC - Wisdom tooth

Today was the day for wisdom tooth surgery. I had the appointment at 11am. However, I waited for almost 1.30hrs for my turn. I laid on the cold table at 12.40PM...I think. And I was awake around 1.30PM. Till now I still felt my lower lip is not mine...

If you ask me if I had to removed my wisdom tooth due to pain. No! I remove for the sick of removing. Actually, I found that my bottom teeth is abit slanted...therefore, I decide to remove my wisdom tooth as I think they were the main culprit.

The bill for removing them at NDC(National Dental Center) was cheaper then private clinic. Total for removing all 4 wisdom tooths cost me $870++. I was quoted $800+ for 1 bottom wisdom tooth at a private clinic. Then I did some research online and found that getting a refferal letter from polyclinic to NDC will be subsidised.

Here the estimated bill:
Consulation at Polyclinic(to get the refferal letter): $9
Consulation at NDC at subsidised rate: $34
Surgery for 4 wisdom tooth with GA(General Anaesthetic): $870 - payable by Medisave
Remove stitches: $26

Total: $939

*p/s
- The price for the surgery will cost $2900-$3500 if you didn't get the refferal letter from polyclinic.
- My x-ray was done in the private clinic, so I'm not sure how much they charge.
- The price for 2 wisdom tooths extration and 4 wisdom tooths extration are almost the same as the price is capped till a certain amount.
- You can choose between LA(Local Anaesthetic) or GA(General Anaesthetic). LA meant that they will inject on your gum and the process of extracting is done when you awake. GA is done when they put you asleep. Thus, GA is only applicable if you tend to remove 2 wisdom tooth and above (if I'm not wrong). LA cost aroubnd $600-$700, while GA cost $800-$900.

Here are my wisdom:

Friday, January 29, 2010

Our 2nd Anniversary + My B'dae

SAKURA! We had celebrated our 2yr2days Anniversary with my birthday yesterday at their outlet in Jurong West Sports & Recreation Center near Pioneer MRT.

There was variety of foods. Wanted to get taste every foods...but didn't fulfill. Too many to have and my poor little stomach was full till the top. Miss the foods there...the sashimi, otah, scallop...etc. Thus, they had good service. The staffs greet you when you step in their restaurant and when you leaving. Thumb up!

Nice evening and wonderful meal.













Monday, January 25, 2010

Jan Babies Celebration 2010

It is my 22nd B'dae celebration with 3 others friend whom had born in January too. It was a small outing conducted by Peanut on 24/1/2010. The cake was brought from the Hotel Rendezvous with 20% discount after 6pm...$19.20 for 500g (Good price and nice cake). Then the dinner was at JUST ASIA in the Dhoby Ghaut Exchange.

Thanks to Peanut, thanks for holding this celebration. I had a wonderful evening. I love you. :$

Pictures taken by peanut, therefore, he was not in the photos.



Chocolate Fudge Cake! Sweet!



They sang the Birthday songs with 3 different language which was english, chinese and cantonese...真长气!







Thanks to my colleages for surprising me...:) Nice mango cake.

Tuesday, January 19, 2010

THE BAG @ National Museum of Singapore

Free admission
Venue: The Balcony, Level 2
Date: SAT 19 DEC 2009 - SUN 18 APR 2010
Time: 10:00am - 8:00pm
-------------------------------------------------------------------------------------------------------------

Recently, I went to this exhibition at the National Museum of Singapore with my BF. He yearned for it, since he saw the article on a magazine.

It is a exhibition of carrier bags in Singapore from the 1950s to the 1980s which paper bags were first made for provision shops. You are able to find some bags with products that have last till today.








Bag from the past...








Series of paper bags
:)













Robinson shopping bag @ 1967. It is one of the oldest store in Singapore.










Bata, another old brand that still survive in Singapore. The cartoon look cute 2...













Cold Storage was established in 1903. It is the oldest supermarket with more than 100years here. All this while, I thought that NTUC Fairprice was the first supermaket to be setup.












Is milo a Tonic Food Drink??









Lin Zhi Yuan is not the Lin Chee Guan? At first I thought is the 1 selling Bak Kwa. :P








Cute little bady. Wondering how does he look like now?

Monday, January 18, 2010

Ordering Bak Kwa (BBQ Pork)


Hei everybody. It Lanur New Year soon...4 more weeks ahead. I'm looking toward this festival where I could earn$$ :) 恭喜发财,红包拿来! Thus, I'm drooling for those delicious delicacies like Bak Kwa. 哦! 我的口水流出来了啦!

Where do you all usually buy the ba kwa from? BEE CHENG HIANG? FRANGRANCE? Lin Zhi Yuan? Or some other brands?

However, I did some research...cause my BF need to buy some as a CNY gift for my family. Hope we could buy now and collect when CNY is near. Therefore, I went to Chinatown to shop with my BF. Most Bak Kwa store does not have any promotion or offer for CNY, cause that the only period which they could earn themselves a wealth. And sometime qoute higher then the usual price...

We searched around and still find that Frangrance has the best offer. Below is their price for Sliced Tender BBQ Pork 切片软肉干(they said this is their best seller):

Collection Date: Unit: Price (usual price $45):
Before 1/2/2010 1kg $36
Before 5/2/2010 1kg $38
Before 9/2/2010 1kg $40

* Minimum purchase of 500g.
* With purchase of 1kg, a box(to store your ba kwa) will be given for free.


Saturday, January 16, 2010

What the F!

Wao...today get to wait up @ 7.30am. AM! Prepared and took a bus to join Peanut for a run in the morning.

Reach @ 8.20am, call him through mobile...but no one picked up. Then after a few dialed, I decided to call his house number. However, I let it rang for a seconds, as I'm afraid that his parents would disturb.

Waited...yet he was still in his BEAUTY SLEEP! Argh...you got to get it from ME!

Then, I headed to the market nearby for breakfast. I wanted to have a run to shake of some fats, end up gaining calories. :( Call again...doo doo...

At 9.30AM, I held on to my phone...then it rang. I accidently pressed the "answer" button. Why was it an ACCIDENT? Cause initially I planned to reject/ignore to punish him.

And in the end, I forgave him caused he gave me a pathetic look and apologise to me..."I'm so sorry. What can I do to make you forgive me?" 心脏太软,心脏太软...獨自一個人流淚到天亮

p/s: Pls switch on your phone. Choose ringtone mode!

Friday, January 15, 2010

Last semester of his

Every Fri was my most wonderful day that I have been waiting for. Cause it is the "most busy" day of the week & the weekend is on tommorrow.

Today was Peanut's last semester & last paper. Do not dare to disturb him during this weeks...but...can't stop myself. I did call him a few times @ night for few mins only.

Human are so weird?
Miss him and called him. But just a few minutes of chatting, and we were unable to find a topic to continue our conversation. Weird people! Sometime, hugging is a better communication. 大家一起抱抱!

This gave me the feeling that we are not compatible, are we? Then why we become a muteness just after minutes of talks? Is there something wrong with our relationship? Should couples have the same interest to communicate? Ai...really don't know! (Dum it!)

Anyway,I'm meeting him later @ night for dinner :)

Friday, January 8, 2010

Citibank Tap-and-Save Debit Card

Hi, I had recently applied for the citibank tap-and-save card for its benefits...cash rebate of 2% for transport rides and 1% for any merchants that accepts signature-based visa.

However, I got myself into alot of trouble by getting this...真是自找麻烦。Cause I wanted to change the auto-top-up amount from $30 to $50 instead. By changing a higher amount, I get higher rebate after deducting the convience fee(25cents).
[(2% X $30)-$0.25] = $0.35 / [(2% X $50)-$0.25] = $0.75

HOHO...叫我省钱公主 :P

Let me tell you the confusing process that I went through...

First, I call the Ezlink to enquire on how to change. Then the staff told me I had to deactivate the auto-top-up first, then after 10days, go to online to reapply first. http://www.ezlink.com.sg/consumer/consumer_auto2.jsp. But maybe the lady do not know that the card I is a debit card that couldn't access online.

Therefore, I waited for a few days...and I call again to check if I could reapply.

Next, another staff from Ezlink told me that I couldn't apply through online and could only do manually filling up a form and sent back. So I was confused. I call Citibank hotline to check if they know the process. Then customer servicer asked me to go to Ezlink website to download the form http://www.ezlink.com.sg/consumer/consumer_giro2.jsp. But I told them it was for DBS/POSB bank only, where bank code had been written on the form. Then we chit chat a while and come to a conclusion. She would call the Ezlink and contact me again.

Then I didn't receive any reply...

So I call again, the other staff from Ezlink hotline told me I have to get the form from Translink Ticket Office which they did not have it. So I just consult the Citibank staff counter (as both were near each other), then I finally get the form that I'm been looking for. 为了一张纸, 费尽口水

Conclusion, check directly with the staffs @ the counter. They might know even more then those hotlines. If not, then call...

By the way, the manual form (get from the Citibank counter or call Ezlink hotline to sent through email) was not the Giro form. It was link to your debit card and doesn't cost any application fee (the staff from Ezlink hotline told me). As for Giro, the Ezlink will be charging $1.50 application fee from 26-Feb-2010.

Friday, January 1, 2010

Last day of 2009...Welcome Twenty-Ten

Yesterday was the last day of 2009, 31/12/2009. Everyone was in holiday mood, but we still have to work :( However, it is singlang (free).

After work, we (Felicia, Peanut and I) went to have dinner at Bugis Mac. Wao...so crowded. Then filling up our stomach, there still 2hrs till our group gathering. Therefore, we went shopping @ Bugis.

Haha...I manage to hold my desire on buying. But in the end, my friend spent near to 100 bucks for clothing. 对不起你!

Below were some pictures took on that day...







Wednesday, September 30, 2009

Trip to Batam

The custom @ Harbour Front.


On the boat...

Reach the custom @ batam!


Harris! We had reached!





Some funny pics... :P
Dong! Dong!
Come on....lets drink!
Samba!
Foods...Delicious! :)